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The Total Money Makeover
Dave Ramsey talks about common sense: avoid buying on credit, pay cash for everything possible, get yourself out of debt and build an emergency fund. Rather than airy-fairy promises and feel-good anecdotes, he offers solid basic advice for the everyman and everywoman.
- Store Name: Changemakers LTD
- Vendor: victorking
- Address: Lagos
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This book is specially designed to make you uncomfortable in your comfort zone, to stir you up to anger (not necessarily against others) and make you challenge the status quo, so you can refuse to remain in one spot. Enough of average mentality!
According to Bersin & Associates study entitled “High-Impact Leadership Development” (2008), an organizational focus on leadership development results in:
• Becoming 84 percent more effective at raising the quality of the leadership “pipeline;”
• A 73 percent increase in employee retention;
• A 67 percent increase in the ability of the organization’s members to work collaboratively; and,
• A 66 percent improvement in the organization’s results.
The knowledge base is growing (in fact exponentially), information technology does operate faster and requires less and less space, the economy is global and interdependent. Short is not the only one to attest to these notions. In fact, one widely referenced source which highlights these ideas as fact is Thomas Freidman’s (2005) The World is Flat. Pink stated likewise in his 2008 address to the NASSP convention audience: technology and off-shore outsourcing will increasingly continue to replace routine work where there are clear black and white answers and logical sequentially reached solutions. For instance, witness the recent
development and explosive sales of software products such as those to complete one’s taxes or basic legal documents.
This is more than a book; it is a guide to a 40-day spiritual journey that will enable you to discover the answer to life’s most important question: What on earth am I here for? By the end of this journey you will know God’s purpose for your life and will understand the big picture—how all the pieces of your life fit together. Having this perspective will reduce your stress, simplify your decisions, increase your satisfaction, and, most important, prepare you for eternity.
After working with hundreds of business owners, I have observed an almost universal truth about business planning: Writing a plan is a journey through the mind of one person. Even in partnerships and corporations, usually one person hasthe vision and energy to take an idea and turn it into a business by writing a business
plan. For that reason, I have addressed this book to the business owner as a single individual rather than a husband-and-wife team, group, committee, partnership, or corporation. And you’ll find that the same
financial and analytical tools necessary to convince potential lenders and investors that your business idea is sound can also help you decide whether your idea is the right business for you.
This book is designed to lead you through writing your own business plan. While there may be some elements of the finished document that would benefit from professional input from an accountant, marketing expert, etc, you should be able to write the main elements of this plan yourself. I believe that it is important for the person who will have to carry out the plan to have ownership of all the ideas in it. One reason for this is that you must also be able to present it in person, which is more difficult if you have not been closely involved in
preparing it. A second reason is that writing the plan helps you to hone its contents. Sitting in front of a business partner or prospective investor is a bad time to find you are not utterly familiar with the plan or that there is a hole in the logic you hadn’t thought of.