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The Total Money Makeover
Dave Ramsey talks about common sense: avoid buying on credit, pay cash for everything possible, get yourself out of debt and build an emergency fund. Rather than airy-fairy promises and feel-good anecdotes, he offers solid basic advice for the everyman and everywoman.
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We talk to ourselves all of the time, usually without realizing it. And most of what we tell ourselves is negative, counterproductive, and damaging, preventing us from enjoying a fulfilled and successful life.
Before you begin reading the Law of Success lessons you should know something of the history of the course. You should know exactly what the course promises to those who follow it until they have assimilated the laws and principles upon which it is based. You should know its limitations as well as its possibilities as an aid in your fight for a place in the world.
The second thing they all have in common may be less apparent but is still crucial: Each won his spurs as a leader at General Electric (GE). Nardelli and McNerney were considered possible successors to GE’s legendary boss, Jack Welch. In 2001, when it became clear that Jeff Immelt would succeed Welch, Nardelli (president and CEO of GE Power Systems) and McNerney (president and CEO of GE Aircraft Engines) left to join The Home Depot and 3M, respectively. Bossidy, former chief operating officer of GE Credit (later GE Capital), left to join AlliedSignal, which merged with Honeywell in 1999. Paul headed global operations for GE Medical Systems before he joined Wipro.
After working with hundreds of business owners, I have observed an almost universal truth about business planning: Writing a plan is a journey through the mind of one person. Even in partnerships and corporations, usually one person hasthe vision and energy to take an idea and turn it into a business by writing a business
plan. For that reason, I have addressed this book to the business owner as a single individual rather than a husband-and-wife team, group, committee, partnership, or corporation. And you’ll find that the same
financial and analytical tools necessary to convince potential lenders and investors that your business idea is sound can also help you decide whether your idea is the right business for you.
According to Bersin & Associates study entitled “High-Impact Leadership Development” (2008), an organizational focus on leadership development results in:
• Becoming 84 percent more effective at raising the quality of the leadership “pipeline;”
• A 73 percent increase in employee retention;
• A 67 percent increase in the ability of the organization’s members to work collaboratively; and,
• A 66 percent improvement in the organization’s results.
Likewise, the literature on leadership is enormous and expanding apace. A search of the Amazon.com website in the spring of 2003 using the single word ‘leadership’ netted an overwhelming 11,686 results. This testifies, if nothing else, to the cultural significance of this concept at least in the minds of authors, archivists and editors. Notably, however, a search of ‘leadership and development’ only secured 4.8 per cent of the total results. This suggests that the ways in which leadership qualities might be produced carry considerably less popular appeal than the wider leadership mystique.
Smith Wigglesworth was installing some plumbing in a large house one day and the lady of the family came in, watched awhile, and then left. Finally, the woman came back into the room and locked the door. She asked Wigglesworth if he would tell her something. She asked, “What in the world is it that causes that wonderful expression on your face? You look as if you are full of joy.” He then told her that at breakfast that morning, his wife had come downstairs and informed him that two of their children were very ill. He said that before they even ate, they went upstairs, laid hands on their children, and they were instantly healed. Wigglesworth was just so happy because he had asked and had received. His joy was full.
In Switch, the Heaths show how everyday people—employees and managers, parents and nurses-have united both minds and, as a result, achieved dramatic results:
• The lowly medical interns who managed to defeat an entrenched, decades-old medical practice that was endangering patients (see page 242)
• The home-organizing guru who developed a simple technique for overcoming the dread of housekeeping (see page 130)
• The manager who transformed a lackadaisical customer-support team into service zealots by removing a standard
It is possible for everyone to learn faster, work smarter, and be more fulfilled. Power Up Your Mind translates what we know about how the brain works into useful insights for the workplace. It has been written from the conviction that intelligence is multifaceted and not fixed at birth. It draws ideas from the broadest possible range of subject areas, from neuroscience to psychology, motivation theory to accelerated learning, memory to diet.
The workbook approach used here will move you beyond simply labeling words to an understanding of how the di¡erent pieces of a sentence ¢t together.To help you achieve this understanding, we present information in small steps, with many opportunities to apply each newpiece of information in exercises before youmove on to the next step.